Kaushik Vichar

THE MAIN PURPOSE OF THIS SITE IS TO POST ARTICLES ON TOPICS OF GENERAL INTEREST AND HAVE THEM DEBATED AND ANALYSED .

DEPOSIT INSURANCE

Thursday, May 21, 2020

The risk of a Depositor of a Bank losing his Deposits in the event of the Liquidation of the Bank has attracted much attention in recent times because of several Banks going under liquidation. This Article attempts to analyse the various issues involved as well as suggest a new idea to Insure and protect the Deposits of the Depositors.

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A NEW BANK DEPOSIT SCHEME

Monday, December 05, 2016

As there was a felt need to have a deposit scheme to cater to specific requirements of Bank Depositors and as there were no such schemes offered by Banks presently, this new deposit scheme is suggested.

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RESERVE BANK OF INDIA'S REPO RATES

Sunday, November 20, 2016

There has been a continuous debate on the RBI's REPO rates and the Commercial Bank's rates of interest on their deposits and advances. This article analyses the trend of REPO rates and their impact on Bank's interest rates over the years particularly in the light of persistent pressures brought upon RBI by various quarters.

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